By FinnoSphere 
MakerDAO’s RWA-001 protocol transforms U.S. Treasury yields into an on-chain benchmark interest rate. When 10-year Treasury rates swing over 25 basis points, the algorithm auto-adjusts DAI savings rates—300 times faster than any FOMC response.
More radical is the negative yield experiment: tokenized German real estate now incurs a 0.7% annual holding fee, dismantling the age-old doctrine that “assets must yield”.
Hayek Triumphant
With monetary policy de-nationalized, algorithmic governance in DeFi now outperforms central banks in calibrating economic cycles. As code replaces consensus, the Bretton Woods system faces its digital funeral.